Primary Care Access Plan

A Benefit Option that Works for Your Small Business

Meet Brian:

Brian owns a small auto repair shop in St. Clair County.
It’s him, his wife, and a few employees he considers family.

Like many small business owners, Brian can’t afford to offer traditional health insurance — not for himself, his family, or his employees. The numbers just don’t work.

Brian takes a common maintenance medication. To keep that prescription filled, he has to see a provider every few months. Each visit costs around $150 out of pocket — just for the appointment. That doesn’t include labs. It doesn’t include the medication. It’s simply the cost of being seen.

By the time he pays the pharmacy, routine care becomes something he puts off.

His wife, who helps run the business and keeps the books, takes a few simple medications as well. Between the two of them, staying “established” with a provider feels unnecessarily expensive — and stressful.

That’s where the Primary Care Access Plan makes sense.

Instead of paying hundreds of dollars per visit, Brian and his wife have predictable access to care throughout the year. Blood pressure check-ins, medication refills, sick visits, and questions are handled without surprise bills or insurance headaches.

It’s not insurance.

It’s access — designed for real people running real businesses.

Pricing & Info

Simple. Accessible. Personal.

What this plan is:

The Primary Care Access Plan is a direct-care benefit for small businesses.

It gives employees guaranteed access to a local nurse practitioner through telehealth, with a clearly defined number of visits each year.

This plan is not health insurance.

What’s Included:

Per calendar year, each enrolled employee receives:

2 Primary Care Visits
Annual or routine visits focused on overall health, chronic condition management, medication review, and preventive care guidance.
4 Sick Visits
For acute issues such as infections, minor illnesses, rashes, medication concerns, and other non-emergency needs.
Direct Provider Access
Secure messaging through the patient portal for questions and follow-up (asynchronous messaging does not count as a visit).
Transparent, Predictable Pricing
No copays. No deductibles. No surprise bills.

Who is this plan for:

Small businesses without employer-sponsored insurance or with high deductible health plans (HDHP).
Employers who want to support their employees’ health in a practical way
Teams who value direct access to care without red tape

Dependent Coverage

Adult dependents may also enroll, including:

Domestic partners

Live-in significant others

Adult Household members

Because this is not insurance, enrollment is flexible and inclusive.

What this plan is not:

This is not insurance
It does not replace emergency care or specialty care
It does not include hospital services, imaging, or procedures
Employees may still use insurance, urgent care, or emergency services when appropriate.

How Visits Work

All visits are provided via telehealth and scheduled directly with Alabama Virtual Care.
Care is delivered by a licensed Alabama nurse practitioner who knows the local community.